Clients of registered investment advisor Markman Capital have access to time-tested investment approaches.  Smart Income Strategy.  Cautious investors face real dilemnas in today's financial world. Yields on safe options like bank CD's and U.S. Treasuries are at historic lows.  Yet the fresh wounds of the recent market declines make many stocks seem speculative.  Markman Capital's Smart Income strategy can be the solution you need. Market  history clearly shows that investors who constructs a diversified income-oriented portfolio not only outperform most growth investors, but do so with lower risk.  If you'd like a quick overview of the features and benefits of Markman Capital's Smart Income strategy, click HERE.   To see how a model income portfolio is allocated, click HERE.    Active Trading Strategy.  No reasonable professional will make the claim the one can always perfectly time the market.  But that does not mean it makes sense to simply buy and hold and hope for the best.   You've seen how poorly that has worked over the past couple of years.  Markman Capital employs a more proactive approach to growth portfolio management.  We believe there are opportunities for potential gain in all market conditions. We work to identify those opportunities, moving quickly to buy and sell and even, if conditions are right, short the market.  Our clients have seen how an advisor who is awake and alert can help steer a portfolio away from the most dangerous conditions.  During one of the most volatile and destructive periods of this generation's lifetime--the period from 9/30/08 through 9/30/09--the markets experienced historically high volatility.  Prices plummetted for six months only to soar for the next six months.  The result, other than fear and disgust, was an S&P 500 that lost 6.9%.  During that same period, Markman Capital Active Trading clients gained 65.1% after all management fees and trading expenses.    These results are net of all fees and commisions and reflect the reinvestment of all dividends and capital gains. Click HERE to see the Independent CPA Attestation Report that confirms those returns.  (Important:  While we are proud of these results, always remember that past performance is no guarantee of future results and investors should not expect that degree of outperformance in the future. It should also be noted that these returns apply only to those clients who, due to their stated desire to have their accounts more actively managed and frequently traded, were in our 'active trading' grouping during the period and are not indicative of the results of any other group of clinets.)   Many of Markman's clients choose a Blend of these two approaches.